PSI Pay Revolutionizes Trends in Payments Industry as Technology Advances Opportunities for Millienum Era

When Managing Director Phil Davies of PSI-Pay began with the company, his first self-appointed task was to overhaul, energize and create stability in the workforce. While remaining compliant with regulatory standards, Davies streamlined many processes with PSI Pay in order to become more competitive within the industry. His leadership for the introduction of newly developed and relevant product lines also helped the company experience a sustained level of growth.

 

At the core of the benefits of Fintech, is its advanced technology that allows financial transactions to be handled quicker, easier and much more conveniently than traditional transactions. There are several Fintech companies that offer convenient apps as well as user-friendly websites in order to enable consumers to manage their financial transactions.

 

In order for those technology improvements to continually move forward, PSI Pay has needed to accept the intentions of regulatory requirements for increased security. For Davis, this has been a welcomed challenge. As Managing Director, Davis makes sure there is a constructive approach to implement any changes and keep disruptions at a minimum. “We are not afraid of engaging [with regulators]. We accept our role in whatever we’re expected to do,” says Davis.

 

Consumers should understand that the trends are enormous and will become even more popular as they improve. There was a time when carrying cash, or a debit or credit card was normal. However, with Fintech, companies are beginning to help banks develop a way for consumers to complete their transactions cash-less. With Radio Frequency Identification (RFID), consumers are able to scan their payment using a wristband or smartwatch. RFID also enables peer to peer payments for consumers to reimburse each other such as during a business meeting over lunch. This trend began in 2017 and has completely changed the payment landscape.

 

The Apple Watch and Fitbit Ionic Watch have made it convenient for consumers to complete their payment process without the need of carrying a wallet. The process works autonomously and acts just like a credit or debit card. PSI-Pay stepped up to the opportunity by working alongside K Wearables and created a contactless payment ring. PSI-Pay and K Wearables developed the payment ring for consumers to be able to make small purchases where Mastercard is accepted, which has been used throughout the United Kingdom and Europe.

 

 

 

https://www.yell.com/biz/psi-pay-ltd-horsham-8042004/

Luiz Carlos Trabuco Cappi And His Invaluable Work For Bradesco

Any research about how to run a business well, with an entirely almost undoubted level of accuracy, would be incomplete without studying the lives of the successful business leaders. Empirical examples are the best. These are different from theories, books, academics and other parts in life that don’t get easily applied to reality. What a leader or businessman consequentially experiences in real life don’t necessarily relate to books, and knowledge gained based on experience is nothing compared to the experience of those not rooted to reality. This is exactly the kind of dynamics that austere business leaders like Luiz Carlos Trabuco Cappi experience today.

The Revista Cobertura Feature

It is said that the wise business leaders today show the kind of probity that makes their company stand out and thrive. In the case of Luiz Carlos Trabuco Cappi, his leadership style has established both himself and the company he’s running, Bradesco, to continue to grow. His leadership has shown to have really transformed, sustained and evolved the operations of Bradesco. Business leaders should be able to generate unity among the workforce, breed innovative thinking and make sure that the wisdom of the leaders of the company are ingrained in the corporate culture. This is the issue that makes Luiz Carlos Trabuco Cappi today even more relevant, especially now that he is considered as the President of the country’s largest insurance company.

The 2003 Award

One of the most memorable awards that Luiz Carlos Trabuco Cappi received in his entire career is when in 2003, he was awarded with a trophy for being the Top Insurance Personality of The Year. It is said that it is the austere loyalty of Mr. Cappi to the company for 38 years that have shaped his reputation for the firm. The award is also because of the fact that he was able to grow Bradesco without losing the authentic ethical culture of the company and without making the workforce torpid and complacent with their achievement.

It might also be worthy to share here that the representation of the hold of shares of Mr. Cappi in Bradesco’s growth has been so large that it is accurate to say that his name is one of the most important names that have impressed a great whole value to Bradesco earnings since it was founded. Right now, as the modern banking systems put a lot of incentive to the management to perform and adjust to the new changes of the times, CEO Luiz Carlos Trabuco Cappi is leading the way by making sure that he is ready to innovate and offer the best platforms for the insurance market.

It is said that the best way to make sure that changes can be implemented in a company, there has to be strong political will, and leadership. There has to be a strong dedication to go against the contumacious people that oppose one’s leadership style. There has to be also a strong dedication to a vision and sense of corporate culture that should not be disavowed. Truly, the kind of leadership that Luiz Carlos Trabuco Cappi has aspired to achieve such aims.

The career of Luiz Carlos Trabuco Cappi began around 48 years ago when he fully committed to be working in Bradesco Organization. Prior to joining this company, he has served Odontoprev S.A as the Chairman of the Board of Directors, also as a Member of the Board of Directors of ArcelorMittal Brasil. He has served in Marketing and Fundraising Commission of ABECIP, in National Association of Private Pensions, in National Federation of Supplementary Health and in National Confederation of Financial Institutions as the President.

In Bradesco Bank, Luiz Carlos Trabuco Cappi has served as the Chairman of the Board of the Bank since 2017 and has been serving as the director since 2010. He graduated with Philosophy and later a postgraduate degree in Social Psychology. His contribution in the organization is quite recommendable.

See: http://economia.estadao.com.br/noticias/geral,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

Luiz Carlos Trabuco Cappi To Replace Lazaro Brando As Chairman of Bradesco

Luiz Carlos Trabuco Cappi will be taking over as the Chairman Of Bradesco, the second largest private bank in Brazil. Lázaro de Mello Brandão who had spent the last 75 years of his professional life working for the Bradesco Group, recently announced that he would be resigning the post at the age of 91 years.

Lázaro de Mello Brandão will continue to lead the group stakes and holdings, however, after March 2018, a new CEO will be announced to take over Luiz Carlos Trabuco Cappi’s old post. The Bradesco Group has a long-standing history of appointing CEOs from the existing group of board members instead of hiring a new candidate external to the bank.

Under the rules of the Bradesco Group’s charter, the age for retirement of the president is set at 65 years, which is one year lesser than Luiz Carlos Trabuco Cappi’s current age, but since he was granted a waiver until the next year, he will not be altogether exercising this age limit. One of the main reasons Luiz Carlos Trabuco Cappi’s was selected for the Chairman’s post was because of his impeccable work history and due to his dedication shown to the Bradesco bank over the last many years. He commenced his career path a bit over 48 years ago and had committed his entire life to working for this Brazilian bank. He has headed various core departments within Bradesco and was also the Investor Relations Officer from 1999 to 2009. He was also the Executive Vice President during the same tenure. Since 2017, he has been a Chairman of the Board of Directors and is working continually to aid in the overall growth and development of the bank.

Read more on bradesco.infoinvest.com.br

Most people have been wondering, what’s next for the Bradesco group and who will take over the role of the CEO now that Luiz Carlos Trabuco Cappi has been appointed the Chairman? Luiz Carlos Trabuco Cappi stated in a conference, that while the appointment might happen before March, the process of the replacement must undergo its due course and the executive to replace him as the president has not yet been selected.

Various candidates have been selected from the existing workforce of the bank to take over Luiz Carlos Trabuco Cappi’s role as the CEO until then Luiz Carlos Trabuco Cappi will be working in both positions. One of the candidate names that was quoted by O Estado de S, a Brazilian publication, was of Mauricio Minas as he has been a pioneer and leader of the technological growth that Bradesco has seen in the last few years. Mauricio Minas was also mostly responsible for the merger with HSBC as well as the creation of the bank’s virtual banking system.

The decision, however, has not yet been made and the other six vice presidents that are shortlisted as candidates for the CEO’s post include Domingos Figueiredo de Abreu, Josué Augusto Pancini, Octavio of Lazari Junior, Alexandre da Silva Glüher, Bradesco Seguros and Marcelo de Araújo Noronha. Alexandre da Silva Glüher is considered as a kingpin especially during the merger with HSBC, along with Josué Pancini who has significant experience being the vice president of Bradesco. Each of these candidates has been heading their respective departments within the organization for extended periods of time and have vast experience and field knowledge to make them excellent choices for the new post.

Luiz Carlos Trabuco Cappi would have a choice in selecting his replacement for Bradesco’s CEO, and it is expected that the talented individual with vast experience in leadership in diverse areas as well as experience with corporate governance structure will be selected.

Learn more about Luiz Carlos Trabuco Cappi: https://www.terra.com.br/economia/trabuco-assumira-presidencia-do-conselho-do-bradesco-banco-nomeara-novo-chefe-executivo-em-marco,9fb1d7fe927d7f26678a7543f82f02edw3u6oihm.html

Highland Capital Centers Their Work and Charity Around Key Ideals

At Highland Capital of Dallas, TX, there are certain core values that the company seeks in order to make it stand out from the other global alternative credit investment firms. Those three values are experience, discipline, and boldness.

 

By experience, they refer to the 24 years of investing and global credit experience that the firm holds. In that time they have seen many credit booms and busts, making them one of the most trusted alternative credit companies on the global market. Healthcare and energy make up 25 percent and 16 percent of the mutual fund equity respectively. In those two areas, they have seen tremendous growth over the last couple of years, even as other companies languish.

 

Their discipline uses checks and balances to maintain a quality investment strategy that mitigates risk and vulnerability. The strategy pays off with major deals, including a recent South Korean healthcare-focused private equity fund with $147 million in total capital commitments which is held in partnership with the South Korean private equity firm Stonebridge Capital.

 

Boldness, in turn, refers to the owner-operator mindset that continues throughout each level of the company. It is an independently owned employee partnership that seeks solutions for investors first, and also pioneered new credit management techniques on the loan and CLO markets. By taking smart risks and maintaining solid credit ratings, Highland Capital is able to return dividends and earn money for its investors in a variety of avenues.

 

Yet making money is not the whole story for those who have made their careers at Highland Capital. Many who work there find joy and success in being able to give back their communities. Since 2005, Highland Capital and its partners have donated more than 10 million dollars to charities around the world and its employees are encouraged to volunteer in their local communities.